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loan-prediction-analysis

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This project automates bank credit risk assessment using AI and machine learning models to predict loan defaults. It streamlines the credit process with predictive analytics, model evaluation, explainability (SHAP), and deployment readiness.

  • Updated May 29, 2025
  • JavaScript

贷款计算器 & 还贷模拟器。支持商贷/公积金/组合贷、等额本息/等额本金/自由还款三种方式,可多次利率变更和提前还款并按天精确计息。提供还款模拟(智能分析最优方案)、机会成本分析(提前还款 vs 投资理财)、多方案对比、数据可视化。内置 LPR 利率表,数据全部本地运算及存储,PWA 离线可用。

  • Updated Apr 6, 2026
  • TypeScript

Built a Logistic Regression model in R to predict housing loan approvals using financial and demographic data. Performed data preprocessing, feature engineering, and model evaluation using ROC curve and confusion matrix. Achieved ~74% accuracy, showcasing the effectiveness of ML in loan decision-making.

  • Updated Mar 23, 2026

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