🔍 Predict loan default risk using advanced machine learning models, empowering better decisions in lending with clear insights and robust evaluations.

A machine learning project for credit risk prediction using the UCI Default of Credit Card Clients dataset. The model predicts whether a client will default on their credit card payment based on their demographic, payment history, and bill statement data.

An end-to-end credit risk modeling pipeline using LendingClub data, covering feature engineering, PD modeling, scorecard development, validation, monitoring, and Basel-style LGD, EAD, and Expected Loss estimation.