TokenIQ is a B2B decentralized finance (DeFi) platform that leverages AI, Chainlink infrastructure, and tokenized real-world assets (RWAs) to empower businesses, DAOs, and funds with smart treasury management, cross-chain liquidity, and yield optimization strategies.
Think: Quant-as-a-Service + Decentralized BlackRock
Powered by AI-driven capital allocation and Chainlink CCIP, TokenIQ turns idle capital into intelligent yield.
- Smart, risk-adjusted allocation of idle capital.
- Uses market data, Chainlink Data Streams, and NLP sentiment analysis.
- Supports yield-bearing DeFi strategies across chains.
- Tokenize invoices, equity, commodities, or other RWAs.
- Chainlink CCIP support for cross-chain token movement.
- Enables collateralization, liquidity, or fractional ownership.
- AI + Chainlink Automation routes capital to protocols based on:
- Yield performance
- Protocol health
- Volatility and liquidity
- Businesses connect wallets and deploy idle capital.
- Track performance, access liquidity, or tokenize assets.
- Non-custodial and fully transparent.
- Chainlink Proof of Reserve & Data Feeds for on-chain validation.
- Verifiable asset backing and real-time portfolio analytics.
| Layer | Technologies |
|---|---|
| Frontend | Next.js, TailwindCSS, TypeScript, shadcn/ui, Framer Motion |
| Backend / Smart Contracts | Solidity, Hardhat, Chainlink CCIP, Automation, Data Feeds |
| AI Integration | ElizaOS, OpenAI/Anthropic (for market intelligence & NLP) |
| Deployment Targets | Ethereum, Sei, Avalanche, Core (modular EVM support) |
| Token Standards | ERC-20, ERC-721, ERC-3643 (for RWA compliance) |
- TokenIQ Contracts - Source code for all smart contracts
We have successfully deployed our core TokenIQ contracts on the Sei Testnet, enabling next-generation DeFi automation, vaults, and tokenization on top of Sei’s sub-second finality and parallelized execution.
-
ERC20VaultToken — 0xCaFF129Ec344A98Da8C9a4091a239DF158Cf31A5
- Implements ERC-4626 vault standard, forming the backbone of our BTCFi vaults.
- Enables seamless deposits, withdrawals, and yield strategies natively on Sei.
-
WBTC (sWBTC) — 0xc9C0Fb76a50eAb570665977703cC8f7185c082b5
- Wrapped BTC representation on Sei.
- Used as collateral for vault deposits, tokenized assets, and lending.
-
ERC721CollateralNFT — 0x8e827a12C78dED9459268eb05cce2C5d709FE6AF
- Implementation: 0x1a983C4e0B9f57B5b34b6C753Ab13828ad21969F
- Collateralized NFTs for tokenized assets (e.g., real estate, invoices, carbon credits).
- Assets can be verified (via Chainlink Proof-of-Reserve) and then minted as ERC-721 tokens.
-
ERC1155HybridAsset — 0xd6D6fBc6c0ebbB07411acB0EDad6373db389aC13
- Implementation: 0x9EFb119c507CEa769b4277D6eC42274096579ce9
- Hybrid ERC-1155 template for multi-class tokenized assets.
- Enables fractionalized ownership and bundled collateralization.
-
AssetFactory — 0x7b65E735F1b43102f672Dc04B6E33a424a955c13
- Implementation: 0xa2B39823120Ea8e7a1f2E3E6864596644eE96689
- Factory for deploying new ERC20, ERC721, and ERC1155 tokenized asset templates.
- Acts as the entrypoint for asset creation, ensuring modularity and reusability.
-
High-Speed Vault Operations
- By deploying ERC-4626-compliant vaults (ERC20VaultToken) directly on Sei, we leverage sub-400ms block times to execute fast deposits, withdrawals, and automated AI-driven reallocations.
-
Cross-Chain Liquidity with CCIP
- Assets like sWBTC can be bridged across chains using Chainlink CCIP for global liquidity, with Sei acting as the settlement layer.
-
Tokenization of Real-World Assets
- ERC721CollateralNFT and ERC1155HybridAsset provide frameworks for verifiable, on-chain tokenization.
- Documents are uploaded → parsed into IPFS → verified (exploring Chainlink Proof-of-Reserve).
- Once verified, the assets are minted on Sei as NFTs or hybrid tokens.
-
Composable Asset Factory
- AssetFactory allows other protocols to easily spin up new vaults and tokenized assets on Sei.
- Supports seamless integration with Yei Finance money markets and programmable payment agents.
-
AI-Driven Automation
- Contracts are designed to be managed by our AI Treasury Agent (ElizaOS), which monitors balances, spending behavior, and vault yields, then rebalances positions on Sei automatically.
- Emergency withdrawals ensure user funds remain under user control.
- Ultra-fast finality → DeFi vaults and AI-driven agents require low-latency execution.
- Parallelized execution → Perfect for scaling multiple vault strategies and tokenization workflows.
- Native liquidity ecosystem → Integration with Yei Finance for programmable payments and DeFi lending markets.
By deploying on Sei, TokenIQ unlocks a high-performance, AI-driven treasury management layer where vaults, tokenized assets, and payments converge.
contracts/
│
├── VaultManager.sol # Main user deposit, vault, and yield routing logic
├── VaultFactory.sol # Deploys StrategyVaults modularly
│
├── strategies/ # Yield-generating vault strategies
│ ├── AaveVault.sol
│ ├── CurveVault.sol
│ └── RWAInvoiceVault.sol
│
├── rwa/ # Tokenized Real World Asset contracts
│ ├── TokenizedInvoice.sol # ERC721 token for invoice representation
│ └── InvoiceRegistry.sol # Stores metadata, valuation, status
│
├── ai/ # AI agent configuration (ElizaOS or off-chain trigger)
│ └── TreasuryAIManager.sol
│
├── crosschain/ # Chainlink CCIP and message router
│ └── CrossChainRouter.sol
│
└── governance/ # Optional governance and reward token logic
└── TokenIQToken.sol
- Ethereum Sepolia
- Avalanche Fuji
- Ethereum Sepolia
- Avalanche Fuji
- Base Sepolia
- Avalanche Fuji
- Avalanche Fuji
- Avalanche Fuji
- Web3 DAOs and protocols managing idle treasury
- Crypto hedge funds and on-chain investment DAOs
- Tokenization of TradFi assets (e.g., invoices, carbon credits)
- RWA & stablecoin protocols seeking automated reserve deployment
- Enterprise treasury diversification with AI-driven DeFi exposure
TokenIQ aims to become the Stripe + BlackRock for tokenized assets, where any business can:
Turn invoices into real-time capital
Let AI manage on-chain yields
=======
- Smart, risk-adjusted allocation of idle capital.
- Uses market data, Chainlink Data Streams, and NLP sentiment analysis.
- Supports yield-bearing DeFi strategies across chains.
- Tokenize invoices, equity, commodities, or other RWAs.
- Chainlink CCIP support for cross-chain token movement.
- Enables collateralization, liquidity, or fractional ownership.
- AI + Chainlink Automation routes capital to protocols based on:
- Yield performance
- Protocol health
- Volatility and liquidity
- Businesses connect wallets and deploy idle capital.
- Track performance, access liquidity, or tokenize assets.
- Non-custodial and fully transparent.
- Chainlink Proof of Reserve & Data Feeds for on-chain validation.
- Verifiable asset backing and real-time portfolio analytics.
| Layer | Technologies |
|---|---|
| Frontend | Next.js, TailwindCSS, TypeScript, shadcn/ui, Framer Motion |
| Backend / Smart Contracts | Solidity, Hardhat, Chainlink CCIP, Automation, Data Feeds |
| AI Integration | ElizaOS, OpenAI/Anthropic (for market intelligence & NLP) |
| Deployment Targets | Ethereum, Optimism, Polygon (modular EVM support) |
| Token Standards | ERC-20, ERC-721, ERC-3643 (for RWA compliance) |
- Web3 DAOs and protocols managing idle treasury
- Crypto hedge funds and on-chain investment DAOs
- Tokenization of TradFi assets (e.g., invoices, carbon credits)
- RWA & stablecoin protocols seeking automated reserve deployment
- Enterprise treasury diversification with AI-driven DeFi exposure
TokenIQ aims to become the Stripe + BlackRock for tokenized assets, where any business can:
Turn invoices into real-time capital
Let AI manage on-chain yields
Access secure, composable, and non-custodial treasury infrastructure
TODOs:
- Add more features
- Add more docs
- Call the functions in the contracts
- Communicate with the AI agent by Marv
- Emmanuel works on the integration pages
- [ ]