diff --git a/.changeset/bump-templates-ref-v0.2.3.md b/.changeset/bump-templates-ref-v0.2.3.md
new file mode 100644
index 0000000..3c7b52b
--- /dev/null
+++ b/.changeset/bump-templates-ref-v0.2.3.md
@@ -0,0 +1,5 @@
+---
+"seamless-cli": patch
+---
+
+Bump the pinned `seamless-templates` ref to `v0.2.3`, so `seamless init` scaffolds the templates that ship `@seamless-auth/react` `^0.4.0` (TOTP support) and `@seamless-auth/express` `^0.7.0`.
diff --git a/src/core/images.ts b/src/core/images.ts
index b132201..c1341a6 100644
--- a/src/core/images.ts
+++ b/src/core/images.ts
@@ -13,4 +13,4 @@ export const SEAMLESS_AUTH_ADMIN_DASHBOARD_IMAGE = `ghcr.io/fells-code/seamless-
 // SEAMLESS_TEMPLATES_REF, or point at a local checkout with SEAMLESS_TEMPLATES_DIR.
 export const SEAMLESS_TEMPLATES_REPO = "fells-code/seamless-templates";
 
-export const SEAMLESS_TEMPLATES_REF = "v0.2.2";
+export const SEAMLESS_TEMPLATES_REF = "v0.2.3";