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  • ## 📋 Context **Problem:** Users now have to repay de debt manually **Affected users:**Users that use the "pay later" **Why now:** It was the main issue found by users of the "pay later feature" and the n1 reason why others didn't use it ## 📐 Scope & Requirements **In scope:** + Backend - Define the autorepayment logic: detect eligible users (no pending debt accruing interest, autorepay toggle on), trigger USDC repayment from user balance, handle failure path (no retry with other assets, no partial repay, no rollover). - On any failure, emit a notification event to the user. Notification is the only fallback. - Eligibility gate: enabling autorepayment is only available to users without pending debt accruing interest. +UI - UI to enable/disable USDC autorepayment. - Surface eligibility state (block toggle when user has debt accruing interest). - Wire failure notification into the existing notifications surface. **Out of scope:** - Repayment with assets other than USDC. - Auto rollover. - Partial autorepayment. ## ❓ Open Questions Need definition on the way the indexing is going to be done (Backend)

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  • Chat with a connection to the services that the CS team connects in order to enhance the service and facilitate CS work

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  • Definition needed to understand the complete scope

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  • Develop a new feature where the users of the Exa app can reach out to an AI assistant that can simulate operations on their behalf and create the transactions for their signing.

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  • Display the corresponding activity for the following operations: - Rollover - Liquidations - On and Off ramp - Swaps - Rejected transactions

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  • acceptance criteria: new version of the IRM is working on production.

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  • Acceptance criteria: have web.exactly.app running in both Base and OP and introduce a process of soft migration to Base to reduce maintenance on Panda instances

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  • A feature that allows users to deposit at a fixed rate pool. This should be a new item inside the Defisection. Q3 - 2026

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  • add card to wallets in one click

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    6/10 issues closed
  • Have Sardine up and running

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    1/9 issues closed
  • Have the new Exa App web version running on base

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    1/2 issues closed
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    0/8 issues closed