diff --git a/packages/ramps-controller/CHANGELOG.md b/packages/ramps-controller/CHANGELOG.md
index 65c60b9343a..3a069e0a568 100644
--- a/packages/ramps-controller/CHANGELOG.md
+++ b/packages/ramps-controller/CHANGELOG.md
@@ -7,6 +7,10 @@ and this project adheres to [Semantic Versioning](https://semver.org/spec/v2.0.0
 
 ## [Unreleased]
 
+### Fixed
+
+- `setSelectedProvider` no longer fetches payment methods when the selected token is explicitly not supported by the new provider, preventing empty payment method state with no user feedback ([#8103](https://github.com/MetaMask/core/pull/8103))
+
 ## [10.1.0]
 
 ### Added
diff --git a/packages/ramps-controller/src/RampsController.test.ts b/packages/ramps-controller/src/RampsController.test.ts
index e9391e4070c..9d745fe7011 100644
--- a/packages/ramps-controller/src/RampsController.test.ts
+++ b/packages/ramps-controller/src/RampsController.test.ts
@@ -2600,6 +2600,126 @@ describe('RampsController', () => {
         },
       );
     });
+
+    it('skips getPaymentMethods when selected token is explicitly not supported by the new provider', async () => {
+      const unsupportedToken: RampsToken = {
+        assetId: 'eip155:1/slip44:0',
+        chainId: 'eip155:1',
+        name: 'Bitcoin',
+        symbol: 'BTC',
+        decimals: 8,
+        iconUrl: '',
+        tokenSupported: true,
+      };
+
+      const providerWithExclusion: Provider = {
+        ...mockProvider,
+        supportedCryptoCurrencies: {
+          'eip155:1/slip44:60': true,
+          [unsupportedToken.assetId]: false,
+        },
+      };
+
+      const getPaymentMethodsMock = jest.fn(async () => ({ payments: [] }));
+
+      await withController(
+        {
+          options: {
+            state: {
+              userRegion: createMockUserRegion('us-ca'),
+              providers: createResourceState([providerWithExclusion], null),
+              tokens: createResourceState(null, unsupportedToken),
+            },
+          },
+        },
+        async ({ controller, rootMessenger }) => {
+          rootMessenger.registerActionHandler(
+            'RampsService:getPaymentMethods',
+            getPaymentMethodsMock,
+          );
+
+          controller.setSelectedProvider(providerWithExclusion.id);
+
+          expect(getPaymentMethodsMock).not.toHaveBeenCalled();
+        },
+      );
+    });
+
+    it('fetches getPaymentMethods when provider has no supportedCryptoCurrencies field', async () => {
+      const providerWithoutField: Provider = { ...mockProvider };
+      delete (providerWithoutField as Partial<Provider>)
+        .supportedCryptoCurrencies;
+
+      const getPaymentMethodsMock = jest.fn(async () => ({ payments: [] }));
+
+      await withController(
+        {
+          options: {
+            state: {
+              userRegion: createMockUserRegion('us-ca'),
+              providers: createResourceState([providerWithoutField], null),
+            },
+          },
+        },
+        async ({ controller, rootMessenger }) => {
+          rootMessenger.registerActionHandler(
+            'RampsService:getPaymentMethods',
+            getPaymentMethodsMock,
+          );
+
+          controller.setSelectedProvider(providerWithoutField.id);
+
+          await new Promise((resolve) => setTimeout(resolve, 0));
+
+          expect(getPaymentMethodsMock).toHaveBeenCalledTimes(1);
+        },
+      );
+    });
+
+    it('fetches getPaymentMethods when selected token is explicitly supported by the new provider', async () => {
+      const supportedToken: RampsToken = {
+        assetId: 'eip155:1/slip44:60',
+        chainId: 'eip155:1',
+        name: 'Ether',
+        symbol: 'ETH',
+        decimals: 18,
+        iconUrl: '',
+        tokenSupported: true,
+      };
+
+      const providerWithSupport: Provider = {
+        ...mockProvider,
+        supportedCryptoCurrencies: {
+          [supportedToken.assetId]: true,
+        },
+      };
+
+      const getPaymentMethodsMock = jest.fn(async () => ({ payments: [] }));
+
+      await withController(
+        {
+          options: {
+            state: {
+              userRegion: createMockUserRegion('us-ca'),
+              providers: createResourceState([providerWithSupport], null),
+              tokens: createResourceState(null, supportedToken),
+            },
+          },
+        },
+        async ({ controller, rootMessenger }) => {
+          rootMessenger.registerActionHandler(
+            'RampsService:getPaymentMethods',
+            getPaymentMethodsMock,
+          );
+
+          controller.setSelectedProvider(providerWithSupport.id);
+
+          await new Promise((resolve) => setTimeout(resolve, 0));
+
+          expect(getPaymentMethodsMock).toHaveBeenCalledTimes(1);
+        },
+      );
+    });
   });
 
   describe('setSelectedToken', () => {
diff --git a/packages/ramps-controller/src/RampsController.ts b/packages/ramps-controller/src/RampsController.ts
index 23a4b10fad6..8b39f6b1323 100644
--- a/packages/ramps-controller/src/RampsController.ts
+++ b/packages/ramps-controller/src/RampsController.ts
@@ -1183,14 +1183,28 @@ export class RampsController extends BaseController<
       );
     }
 
+    const selectedToken = this.state.tokens.selected;
+    const supportedCryptos = provider.supportedCryptoCurrencies;
+
+    // Only fetch payment methods if the selected token is supported by the new
+    // provider. If it isn't, the payment methods request would fail or return
+    // empty for the wrong reason; the UI will show the Token Not Available modal
+    // so the user can change token or pick a different provider.
+    const tokenSupportedByProvider =
+      !selectedToken ||
+      !supportedCryptos ||
+      supportedCryptos[selectedToken.assetId] !== false;
+
     this.update((state) => {
       state.providers.selected = provider;
       resetResource(state, 'paymentMethods');
     });
 
-    this.#fireAndForget(
-      this.getPaymentMethods(regionCode, { provider: provider.id }),
-    );
+    if (tokenSupportedByProvider) {
+      this.#fireAndForget(
+        this.getPaymentMethods(regionCode, { provider: provider.id }),
+      );
+    }
   }
 
   /**