Release: develop -> master (#2897)

* fix: apply npm audit security fixes (#2893)

Update transitive dependencies to address 3 security vulnerabilities
(1 low, 2 high) identified by npm audit.

Co-authored-by: Bernd <bernd@MacBook-DFX-Bernd-2026.local>

* fix: bank refund creditor data fix

---------

Co-authored-by: bernd2022 <104787072+bernd2022@users.noreply.github.com>
Co-authored-by: Bernd <bernd@MacBook-DFX-Bernd-2026.local>
Co-authored-by: David May <david.leo.may@gmail.com>

Author: 4 people